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commercial Debt Recovery

Is your business owed money which you are having trouble collecting? We are here to help if unpaid debts are holding up your business. We understand the many problems that can arise if you are owed money, and we offer advice that is tailored to the specific needs of your organisation.

Contact Ramsdens Solicitors today to discuss your current circumstances, and we will do everything in our power to provide clear and helpful advice that ensures your situation is resolved.

Our solicitors understand that there can be a great deal of uncertainty when you are owed money, which can often prevent payment of your staff or creditors. Late payment of debt can present a huge problem for any business, whether large or small. It is incredibly frustrating and time-consuming chasing people who cannot or will not pay.

Before you enter into debt recovery proceedings, it is important to establish whether the debtor is worth pursuing. There are a number of ways in which you can investigate whether the debtor has any money or physical assets that can account for the debt they owe. In most cases, debtors are separated into two categories - company or individual debtors, and once you have established what category the debtor falls into, in this instance, your legal representative can take the appropriate steps to discover the extent of their assets.


Ramsdens’ extensive experience in this area means we know that many debt recovery cases go undefended, so it is necessary to obtain judgement and proceed to enforcement quickly.

We take the following steps:

  • Send a fourteen day letter demanding payment before taking action
    • Issue county court proceedings
    • Obtain judgment in default
    • Proceed to enforcement with regard to the debtor’s circumstances

why choose us?

Choosing Ramsdens Solicitors to oversee and execute your debt collection will help you to:

  • Minimise costs by stopping spending time on overheads and extra staff
  • Save time by relying on us to chase overdue invoices and other debts
  • Alleviate the worry associated with recovering debts, which can often reduce staff morale


To discuss Commercial Debt Recovery issues, please either use the contact form on the right, email us at or call us on 01484 821 500 to speak to a member of our team.